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Compare Auto Insurance Quotes Georgia

Compare Auto Insurance Quotes Georgia

1 Lowest Auto Insurance In Georgia For a Minimum Liability Coverage

    State Farm        $485/year

2  Cheapest for Young/Enthusiastic Drivers

    Farm Bureau      $4,195/year

3  Cheapest For Full Coverage Insurance

    Farm Bureau      $1,318/year

4 Lowest for After an Accident Insurance

    Farm Bureau      $1,442/year

For example, rates can vary from company to company. For example, Clarkston, the most expensive car insurance city in Georgia. The yearly rates for a full-coverage policy at the highest end were $4,000 more than the lowest end prices. This shows the importance of comparing auto insurance quotes in Georgia.

Cheapest Company For A Full Cover Insurance Policy In Georgia: Farm Bureau

Farm Bureau provides the cheapest auto insurance full coverage policy rates in Georgia. This company offers more than $1,000 less than the average rates in the state

Company Name

Annual Cost

Monthly Cost

Georgia Average                                

$2,348

$199

Progressive

$2,586

$216

Grico

$1,778

$148

Georgia Farm Bureau              

$1,318

$110

To get the policy from this company, you have to become a member of Farm Bureau for a $35/yr subscription. This is not a bad deal considering the amount of $1,000 being saved on premium.

If you thinking of an insurance policy for a few thousand dollars of auto vehicles, you should opt for this full coverage policy. It will provide comprehensive collision coverages in addition to all state-required coverages.

Cheapest Company For a Minimum Liability Insurance Cover Policy: State Farm

According to our comparison of quotes the auto insurance in Georgia. State Farm is the cheapest company for minimum liability insurance coverage. It gives 29% less than the average minimum coverage rates throughout Georgia.

However, minimum liability coverage may be the cheapest car insurance, but it does not cover the first–party damages. If your car is damaged in the accident and you are at fault, you may be paying out of your pocket.

Cheap Car Insurance For Drivers With Bad History

Drivers who were not good behind the wheel in the past may see higher rates for auto insurance. For that, a Comparison of quotes for auto insurance in Georgia gets even more important.

Georgia Farm Bureau provides the cheapest rates for car insurance for those who do not possess a clean driving history.

This company’s annual premium is 40% less than the average, but only $140/yr more than the drivers with a clean record.

Company Name

Annual Cost

Monthly Cost

Georgia Farm Bureau     

$1,442

$120

Geico  

$3,169

$264

Progressive

$4,677

$390

Georgia Average     

$3,527

$294

Insurers give higher rates to drivers who have done accidents in the past, so to get good rates in car insurance, you must compare the quotes of auto insurance in Georgia to find the best companies.

Cheapest Auto insurance For People Charged With Speedy Tickets: Georgia Farm Bureau

Insurers in Georgia raise their rates by $381 on average for a person charged with speedy tickets. However, not all companies raise their rates for such a person in an equal ratio.

Georgia Farm Bureau only increased by $124/yr, which means, this is still the cheapest auto insurance company for the person risking with speed.

Company name

Annual Cost

Monthly Cost

Georgia Farm Bureau             

$1,442

$120

Geico 

$2,001

$167

Progressive

$3,334

$278

Cheapest Auto Insurance For Drunken Drivers: Georgia Farm bureau

It is a heinous crime to drive under the influence of drugs or alcohol. So insurer often increases their rates for such drivers.

According to our comparisons of auto insurance in Georgia, Farm Bureau provides the lowest car insurance rates for drivers with DUI i.e $2,548. This is truly double the amount charged from the drivers with a clean record, but it is still 34% less than the average industry rates in Georgia.

Company Name

Annual Cost

Monthly Cost

Georgia Farm Bureau            

$2,548

$212

Progressive

$3,209

$267

State Farm                              

$4,328

$361

Georgia Average                     

$3,877

$323

Lowest Car Insurance For Poor Credit Drivers: Georgia Farm Bureau:

Insurers think poor credit correlates with making a claim. This affects the attitude of the companies towards the poor credit driver a bit harshly. They increase the insurance rates for such drivers.

Georgia Farm Bureau has comparatively good car insurance policy rates for drivers with poor credit, i.e., $1,318/yr. This rate is $700 cheaper than State Farm Insurance.

Comapany Name

Annual Cost

Monthly Cost

Georgia Farm Bureau       

$1,318

$110

Geico  

$2,371

$198

State Farm                          

$2,036

$170

Georgia Average                 

$2,420

$202

Best Auto Insurance For Married Drivers In Georgia: Farm Bureau

Married drivers see a small discount on policy rates. Usually, there is a 4% discount on insurance policy rates in Georgia.

However, Georgia Farm Bureau is the best insurer for married drivers. The company provides the best rates for a full coverage policy to married drivers.

Company Name

Annual Cost

Monthly Cost

Georgia Farm Bureau         

$1,318

$110

Progressive                        

$2,018

$168

Geico                                  

$1,585

$132

Georgia Average                

$2,286

$191

Best Auto Insurance For Younger Drivers: Georgia Farm Bureau

Younger drivers see higher car insurance rates than 30-year-old drivers in Georgia. On average $8,025/yr has to pay for a full coverage policy by young drivers, which is triple the rates paid by the older ones.

But, some companies offer fewer rates like Georgia Farm Bureau $4,195/yr for a full coverage policy.

Company Name

Annual Cost

Monthly Cost

Georgia Farm Bureau             

$4,195

$1,841

Geico    

$5,442

$2,474

Allstate 

$9,993

$3,083

Progressive

$11,736

$4,654

State Farm                         

$11,826

$1,568

Furthermore, It is recommended that younger drivers share the policy with their parents or others, which can get them more affordable policy rates.

Policy Rates For Young Drivers With One Accident In Georgia: Farm Bureau

Young drivers with one accident get already higher policy rates to increase further. But Georgia Farm Bureau is still fit best here, by offering  $4,603/yr. This price is cheaper than half of the state average.

Company Name

Annual Cost

Monthly Cost

Georgia Farm Bureau             

$4,603

$384

Allstate    

$13,113

$1,093

Geico

$7,311

$609

Georgia Average                 

$10,074

$840

Young lads can get reduced car insurance policy rates in Georgia by taking a driver safety course or getting good grades in school or college.

Best Auto Insurance Policy Rates For Young Drivers With One Speeding Ticket: Georgia Farm Bureau

Young drivers with one speeding ticket have the best option in the form of the Georgia Farm Bureau. This company provides half of the average Georgia rates for one speeding ticket, i.e. $4,603.

Company Name

Annual Cost

Monthly Cost

Georgia Farm Bureau          

$4,603

$384

Allstate 

$11,759

$980

Geico

$6,126

$510

Georgia Average                   

$9,032

$753

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